This seems to be a common problem so like I said in an earlier post I would urge everybody to check this when their IVA is completed. It costs £3 with land registry. Mine was soon removed once I raised the issue with Payplan.

Just an update on this. RX1 restriction has now been removed.
Thanks to Tracey from Payplan for sorting this out and I didn't have to make a phone call!
I am really glad I checked this though. It cost £3 with Land Registry. I only needed my address so it was worth checking.

Thank you Tracey
That is really helpful, an e-mail has just been sent.
I would really appreciate your help.

Thank you Michael's Peoples for providing the number of the form to remove the restriction it will help when dealing with Payplan. I have sent them a letter recorded delivery but I am not hopeful of a reply from past experiences. Unfortunately I find it difficult to phone during office hours as ther...

It has been a while since I posted on this forum. I received my completion certificate in May 2015 and do not follow this forum as much as I used to. However when I had a look recently I noticed a post from somebody who had completed an IVA with Payplan (as I had) but found that there was still a re...

I also had this threat of BR from Paylplan at the end of the 5 years if I could not re-mortgage which I couldn't. I refuse to sign it and it was removed. I would stick to your guns over this. It really annoys me that Payplan do this as it causes a great deal of stress.

I would be very sad to see this forum go. I understand people move on but this was a lifeline to me during my IVA. There are times when you feel very alone. My very best wishes to Leslie.
Linda

Wonderful news footiemad. It is a marvellous feeling like you have come out of the end of a very dark tunnel. For me one year on life is so much better. I also found this forum such a help especially as like many my debts were a big secret that I wanted to keep.It is good to be able to share your pr...

Yes Footiemad it would be good to meet up I have been thinking the same. Let me know when it arrives and we can celebrate! Riverside is fine with me.

Just caught up with this Footiemad as I have been away. Congratulations and well done I am so pleased for you that you have reached the final payment. I too just felt relief and will never get myself in that position again but these things do totally spiral out of control. I am sure you will soon ha...

Yes it is so disappointing footiemad. Just got to hope we can go straight back up again!

Congratulations, it is a lovely feeling. I managed to get a Vanquis card and found that really good, very easy to keep track. I now have a LLoyds avois so I am able to gain air miles. However I shall never get myself in a mess again so I make sure I pay it off each month! My credit rating is quite g...

I was with Payplan and would agree with what has been said on here. I had numerous case officers some good some bad, never spoke to my IP. I found that post often got lost and they took ages to sort out my equity release clause and it was very stressful at the time. It is also the case about househo...

Congratulations and well done. Good luck for the future.

Great news, it is a lovely feeling and of course so nice to be better off each month. After years of worry its as though a great weight has been lifted off your shoulders. I still can't believe it 1 year on.