I hope y'all know that this topic will be locked/removed soon as this kind of debate is not tolerated on this forum [}:)] seen it before loads of times, you would think that this forum is afraid of the truth

"These experts pray on fear and vunerability and befriend people in order to enhance reputation and generate future work"

I think you have got it in a nutshell there

have a read of this thread


http://iva.co.uk/forum/topic.asp?TOPIC_ID=27624

This forum has been of some concern for a while

As the car finance is in your father's name, legally it belongs to him, it does not matter who is the registered keeper at DVLA, in bankruptcy or an IVA, you would not be permitted to pay this for him, he would have to take over the payments himself as he is legally responsible for this debt, lesson...

His IVA is with Grant Thornton and the pressure of rising repayments meant he was facing bankruptcy after 4 years of his IVA and he obviously felt that bankruptcy would be worse than an IVA after all he had paid in, if only he had gotten proper and correct advice, he would have seen that bankruptcy ...

Paula, the reason that DFD will not release you from this IVA is the fact that you signed a LEGAL agreement to be bound by its terms, as harsh as that fact is. That is what an IVA is all about, a little research would have avoided all this heartache.

yup, can't have potential customers being put off now, can we?

I am not trying to be rude here, but I tell it how I see it, you really should have done more research into IVAs before you took the plunge. The idea is to pay back AS MUCH AS YOU CAN over the term of the IVA, plus overtime entitlement, windfalls and IP fees. In my view, IVAs are not a good idea, on...

something about this story does not "gel",

Here is a quote from earlier in the thread "We have been together for 24 years, since we were 18, living together I mean, a couple. Too long to contemplate one of us leaving at 42."

Now he has another woman and a 4 year old child?

Confusing

What kind of shoddy advice is that, to suggest missing a PRIORITY payment like council tax or electricity in order to pay creditors in an IVA? [:0]

I have to say that I totally agree with PJHughes, and I also think the bankruptcy forum is going the same way too. It is oh so subtle, as is this site, but the touting for business is embarrassing at times both forums used to be for free impartial advice but the constant references to certains compa...

I am assuming it was because of your little "joke"

have you looked at bankruptcy? All this stress is not worth making yourself ill over

If you are going to go bankrupt, you need to do it ASAP as NR WILL put a charge on your house and they are VERY fast about it too. You just need to ring your local court up, book an appointment, get them to send you the forms or you can fill them in online at www.insolvency.gov.uk I would not let yo...

..