Hi everyone [:)] Well, I spoke to my IP, I was told that I get to keep 50% of it which is such a huge releif. My partner still has not found work so what I get to keep is put in a savings account to use when we need it if he doesn't find one soon [|)] As I have got a pay rise too, I am waiting to ge...

Thanks guys :) I am waiting for my IP to call me back as I spoke to him late yesterday, he is going to let me know this morning if I get to keep anything. He thinks I will get to keep some of it, so fingers crossed, I need some clothes for work! I also just want to say, I hope everyone is doing ok w...

Hello to you all :) I am 1.5 years into my IVA, its not a huge amount, about $15K, paying off at £184 a month. My boss has just told me that I will be getting a bonus of £6K (before taxes) and I was wondering if I will get to keep any of it as I have not had a bonus before. Also, when I started my n...

Hi everyone, thanks for all the great information on this, however my job is sort of safe! The new job offer came to me and the other girl who was being offered it this afternoon. She has chosen not to accept it, so I have first refusal now [:D] Some of the terms are negotiable, so now I have a diff...

Hi everyone, I hope yuo are all well :-) I've been looking online at some jobs as I may lose mine soon, and one of them had a basic salary of X, PLUS an annual clothing allowance of £2000. My question is, will the IVA take the clothing allowance from me too if I was to get it as the job is a faily h...

Thanks for that info I'm just waiting to see what is actually happening, I hate waiting lol x

Hi everyone, it's been a while since I last wrote, I hope everyone is doing ok :D There have been rumours going about the office of redundancy, and I was just wondering where I would stand with my IVA, I have just finished my first year (still waiting to get my review back though) I'm not in a high ...

Lol, looks like you had a mini-eraser moment there [:p]

Rather childish of me, but can't wait to get one, I'll feel super special, might even have a biscuit with me tea to celebrate when its up (I'm not joking[:D])

x

I knew it would be something obvious [:I]

Thanks Kallis [:X]

Super friendly people [:D] We like that lol

Ohhh, colours!!

And the odd nut floating about..... [:D]

xx

Hi Eliza [8D] I'm a newbie here too, everyone is wonderful and so supportive, I have yet to see a single even slightly nasty post which is wonderful to see [:D] I hope everything works out for you and your family, you're on the right path now, and in the grand scheme of things its a short one with a...

Hi there, been reading your story, I really hope everything works out for you, I'm sure you'll be just fine, you obviously love your childeren SOOOO much, and that will be rewarded in time. My thoughts are with you, big hugs [:)] xx

Hmmm, is admin the only admin person here...their email has been closed due to spamming (silly spammers, grr!!) xx

Sorry to be a numpty, but what is a DRO?

Thank Lenny Leonard from the Simpsons for that one [:D] It's me all over! It used to be a standing joke with my family and old friends that every 3 months or so I would do SOMETHING to mess things up and have to get my eraser out lol [:)]
Been a while now, starting to worry haha [:p] xx