Hello Melanie, thanks for the reply... I've just been to your site and looked at the contact form with all the expenditures and incomes, and it just fills me with fear and anxiety, but I know I need to do it. Let me have a go at it tomorrow. Its terrifying to look at the truth. I think I have about ...

Help, I'm in need of an IVA / rescue - I'm drowning in debt (and stupidity), however, I'm self employed - What options do I have?