Thankyou! I will contact my IP and ask them to confirm.

Hi!

We completed our IVA almost a year ago, the paperwork took ages to go through so we finally had it signed off around April 2011. We still haven't heard anything with regards to the charge being taken off our house. How would we go about sorting this?

Many thanks,
Natalie

Hi All, We managed to sell my car even though it was at deaths door and now my husbands car has problems....grrr I hate cars!!!! I think we are going to buy a small runaround for now (small Clio or similar) until we can save up for something better. I've been loosing sleep at the thought of borrowin...

Hi, We really don't want to take out finance after having 5 years of paying for the mistakes we made in the past but doing the sums the money we will save in petrol (currently £60 a week) will pay for the lease car almost! The car won't last much longer, it has engine management lights on, the Turbo...

Hi,


Thanks for your replies. Unfortunately I don't have anyone that can take the finance out for me. I'll wait and see what Duncton come back with and take it from there I think.

Hi All! I'm after some advice! We completed our IVA at the end of last year so are just waiting for all off the paperwork to officially sign it off (one creditor being awkward and holding things up!). Now we have some extra cash we are considering replacing our clapped out car. Is anyone able to off...

Thankyou!!!!!!!!! We are so pleased!!!

Wow!!! What a day!! We had our variation agreed today, we offered a settlement to end 3 months early and to settle our equity and today it got approved!!! I can't believe it, 5 very long years are now over....boy can we celebrate tonight!

Hi all, We were unable to get the remortgage unfortunately! Think we are going to wait until our cars go bang for the final time then will look into getting the finance, may aswell use them for as long as we can. Thanks for all of your input though, will definately be back on here for more car finan...

Hello!!! Spoken to IP and have decided to wait until September then propose to the creditors that we continue with our payments for an additional 12 months...I know that this is the best option for us but really disappointed that we have to go into the 6th year

Hi Clair, I totally understand what you are going through, we were in pretty much the same situation as you....our debt was lots more too!! Living off credit cards and everything spiralled. Most of our debt was with one creditor too. Our IVA got approved and we now only have 11 payments to make on i...

Hi Kallis,

Will definately be something we look into, will wait and see what our IP say today first before making any decitions.

Thankyou!

Hi Kallis,

Hopefully I will hear back from them today, I'll keep you posted.

Nat

Hi,

Kallis3 - Thanks for the tip about the Duncton. I've had a look. The deposit is quite high so would need to figure a way of getting that...Do they need to do a credit check? How would this be viewed in the eyes of the IP as this would be a big outgoing each month?

N

Hello! Quick update....Mortgage adviser unable to help, there was a lender that was interested in lending to us but we were unable to get the valuation we needed... :( Just really unfortunate timing I think with the current state of the economy. Waiting to hear back from our IP now to see what the n...