Hi
I think it depends on what sort of accountant you want to be. I'm in an IVA and currently studying to be a Management Accountant through CIMA (Chartered Institute of Management Accountants) The IVA doesn't affect my qualification at all

Hi We originally agreed to pay in 52k however myself and my partner are separating so I've contacted my IP to see if we can put forward the 40k we've paid in so far. Still awaiting a reply in the meantime I've just been reminiscing about when we first went into the IVA. Bank of Ireland nearly tipped...

Hi Has anyone put the Bank of Ireland into an IVA in the last couple of years. We entered into our IVA 3 years ago and they were our main creditor, as they finance the loans through the post office. They were extremely ruthless to say the least and as I'm about to make a full and final settlement of...

Hi It's not amicable by any means, he's just been plain stubborn because he owns half the property. We wont be eating as a family. he'll be buying his own food and toiletries. He'll have his own shelf in the fridge, his own cupboard in the kitchen and his own room upstairs. I'll be paying the mortga...

I've emailed my IP and I'm just waiting for a reply. in the meantime my partner has decided to play awkward. Although we are separating he wants to stay in the house, can he do that. We do own the property 50/50 however as we have the children I'd rather he moved out. I guess on a positive note if h...

Hi well i've tried to contact my ip today with no success, the line is constantly busy. after working myself up to do it too. It's unusual for them when I've had to contact them before they're usually pretty good. This whole situation is making me feel so stressed. my partner hasn't actually moved o...

Thanks for the advice. I'll bite the bullet tomorrow and phone them, the last thing I want to do is go bankrupt now so I'll keep my fingers crossed.

Hi The payments haven't been too bad, it's been my bonus' and shares that have bumped up the amount we've paid in. It's been the stress of it all thats caused the breakup. Plus the blame game we've been playing as we've not had the money to do what we want when it comes to holidays with the children...

Hi We've been in an IVA for 3 years now. We started with debt of 70k and so far we've paid in 39k. The thing is it's got too much for us and we're separating. We've got 2 young children and a house which I'm hoping to keep my question is would it be possible to offer the 39k(55%) as full and final s...