Hi, I'm sorry if this does not relate to this forum but really dont know where else to post it. Well haven't been on here for a while, used to post all the time when me and partner were thinking of going for IVA. However we ended up BR in 2009. Since this time life has been alot better. it was a big...

Hi

Just a quick question, we went br in oct 09 and we are still getting statements from our debts. When will these stop coming through?

Thanks

Thanks Skippy. So far (touch wood) things seem to be running smoothly, just hoping they stay that way for the next 36 months!!!

x

Hi I'm just wondering if anyone knows if your allowed a savings account when you are BR? We had one before we went BR (not that there was anything substantial in it!) but it was closed down after we went to court, so really wanted to open another to put allowance money in. Also, we have just started...

Hi all,

We had some bad news a couple of weeks ago that my partners Grandad died.

I just have a question about inheritance. In the Will it states that my partner is due to get £10000. Will the OR want any or all of this, do we get to keep any.

Thanks for your help

Hi all I'm sorry for not posting for a while, kinda been a bit stressed out lately. Anyway to cut a long story short we have now agreed with the OR that we have an IPA of £104 per month. Which is brilliant and thankfully affordable. Only got 6 months left of the BR to go. We're on the homeward strai...

Thanks very much x

Hi After posting on here a couple of days ago that my partner had not had a nil tax code applied to him, he now has! We receved a letter today from HMRC stating that an NT code will be applied to him from now. Does this mean that he will not be paying tax from now till April 2010 or does it go on lo...

Hi all sorry I haven't posted for a while. Can't believe we got through our first Christmas ever without using a credit card!! I have a quick question regarding BR. Back in Nov/Dec my partner was told by OR that we would have a IPO of 400.00 per month and also that his tax would be a nil tax code. W...

Thanks very much for putting my mind at ease!

Hi all Have received this notice from land registry:- B178 Notice of an application to register restriction agains the land. I have read it and because its in a load of jargon I'm not entirely sure I've totally understood it. I think it is basically saying that we can't sell the property or remortga...

Hi we have just had a letter from the OR that we can keep the house as its in negative equity (who'd have thought negative equity is good news!!!) We just have to pay £1 each and only got to pay one lot of solicitors fees rather then 2 lots as first thought. Just got to wait for the IPO amount now. ...

Hi all, hope your all well and looking forward to christmas![:)] We have received the I&E questionnaire from the OR which I have filled in and sent back last week. I just have a couple of question about it which I'm hoping someone will be able to help me with. Firstly, we have a few insurances on ou...

Thanks very much for the info melanie. Its our parents that are buying it, so perhaps we will not need a solictor. We both have quite close families so think it unlikely that we will fall out.

thanks Jan