Yes Andy, we were quite pleasantly surprised. They didn't even ask to see any paperwork relating to the IVA.

Thanks Micheal, I have sent an email to my IP to ask
permission. Fingers crossed!

Hi all, Hope this is in the right section. After 4 years of HP payments on our car, they are about to end (March I think) and a balloon payment of approx £4,000 will be due. VW finance have offered to re-finance the balloon but at an APR of 17%!! My mother in law has offered to loan us the money nee...

Thanks swansgirl, unfortunately we'd need at least 3 payment breaks to get anywhere near £1000 saved. I suppose we'll cross that bridge when we come to it.

Hi there, Just thinking ahead to when my HP agreement ends with VW finance, if they will not agree to re-finance the balloon payment we would have look for a new car. I have seen a lot of posts on the forum recommending a firm called duncton so I had a little look at the website. Has anyone used the...

Thanks for all your answers, knowing it can take a couple of months has put my mind at rest! I was just getting nervous that something was wrong or I had forgotten to do something.
Thanks again [:)]

Our IVA started in June 2008, so i would assume to review was due in June?

Hi all, My husband and I completed our 1st Annual Review paperwork back in May and still haven't had anything back to say whether our payments should change/stay the same etc. Also, we have been emailing in our payslips monthly and need a figure confirmed as to how much we owe with regards to the 50...