Where can I find him?

Can anyone advise where we might get insurance to protect us during a DMP incase of redundany, sickness etc? I know Payplan offered it, but I dont think we will be going with them now.

Ooh, I just got some red stars!!

Glad to hear you sounding a bit more cheery today soashamed

Ronald, we dont feel that BR is the right route for us although I do appreciate that it is a life line for many. We have been in contact with Andy Davie from VB ref a DMP and feel very happy that we are going down the right road at last. Again I appreciate that we all have different needs and each c...

Did you get advised to put some contingency to one side instead of paying creditors whilst your IVA was being arranged moneypenny? From reading on here thats what usually happens, that way you go into the iva something saved for these kind of emergencies. Have you been to your IP about your extra fo...

You were obviously one of the lucky ones then Kallis :-/

Payplan!! For some reason, though sat here with a nice brew and a choc chip muffin watching xfactor, I suddenly remembered what Payplan said to me in a conversation I had with them on Friday, and its really made me feel really cross.. for anyone that read my rants will know what happened, Payplan ad...

Cath, why dont you change your home phone number and set your mobile to reject the call from that number, it wont even ring. I put up with calls every 2 hours for one weekend only and that was it, phone was uplugged and number changed 2 days later, peace & quiet ever since!

Soashamed, do you have any family of your own nearby? A change of scenery and a cuppa would do you good. Have you had anything to eat today? Please do try and look after yourself, you wouldnt expect a car to run without fuel and neither can you. If your husband is anything like mine, no matter how u...

Morning soashamed, it sounds like he's fearing he worst, you need to put his mind at rest, I dont think many people lose their homes as a result of debt nowadays, there are simply thousands & thousands of people in debt, it wouldnt do to have all these people without a home. I dont know, but I'm sur...

I realised today that tesco's dont either, after I sat an hour doing the shopping online.. Grrr! Annoying isnt it!

I did those this morning

Its A DMP for us now Mel. BR definately not an option. We've been stashing as much as we can for emergencies in the IVA but now feel we can breathe a bit and I have a much needed hair appointment in the morning! Ooh I feel better, I'm even looking forward to getting back to work on Monday after 4 we...

He's just making you squirm a bit, he'l be home, probably when the pubs chuck out. Dont feel so guilty, you have to look out for yourself too.x