Thanks Kallis,

If there is a clause about funds being held back in the event of the IVA failing, then is this when I would need to let the IVA fail by missing 3 months? If the clause isn't there, can I just petition myself? Sorry if this was a silly question, I am confused [:I]

Thanks again

Hi All, I have been in an IVA for 2 years now. Although I am still meeting the payments, I am struggling, and more in the emotional sense than financially. My personal circumstances have changed considerably, mainly splitting up with someone after 5 years and then moving a long way from family and f...