apologies for my ignorance whats an IPA?

Hmm worth a thought maybe though in this case am regretting joining the iva esp after 3yrs and now facing the prospect of BR, and will have to investigate how this will affect my job as registered with a governing body! and no i dont have anything worth anything!! but where do my wages get paid into...

lol she is!! had a near miss recently again she has addisons disease so gets close to death every year poor thing but yet again has stuck two paws up to the world!! thanks Kallis no i privately rent, but im worried about belongings not that i have much, except an old car which is necessary for work!...

Has anyone gone bankrupt after an IVA and if so what has happened to you have the baliffs been round etc? what have you been left with??

so if the creditors mention it before me it doesnt bode well?

it also appears ive somehow managed to log on twice as an individual!!

Hi unfortunately i havent got it sorted, ive got the head in the sand situation!! how soon are they likely to find out about the situation? im presently 35 mths into iva me and Kallis were wanting support at the same time!! (great forum), but ive had to take some time out due to maternity leave,and ...

Well ive had my little boy and im waiting for a meeting next week to discuss if i can have a 6mth break!! heres hoping!!!

Thanks for your reply sadly cant have anymore payment breaks both of these have been reached due to bad luck, i had a look at that website and they are rather expensive the work one would be much more reasonable, i will have to have a look at my form again... i was a bit worried incase they look at ...

Hi ive been in an IVA for two years now, and have been looking at exchanging my car for one with a bigger boot due to impending baby, not many car sales want to exchange without extra cash which of course there isnt any, we have a car lease scheme at work, but would i be able to apply for such a thi...

Hi thanks for your replys , i really really really want to avoid BR as ive been paying for 20 months and it feels such a waste of time going down the IVA route if thats my only resort, lets hope in that case that the IP can help me out as im sure there preference is to help not hinder, thanks for th...

Hi, suggestions please, ive been in my IVA for 2 years in March , in April of this year i lost my father and im paying the same amount as i did prior to my fathers passing, even though my rent and bills have doubled...it was reviewed but the company said oh as you cannot pay more it will stay the sa...

Hi congrats on the pregnancy, i too am 22 weeks pregnant and have the same worries!! good luck and let me and the rest of the forum know how it goes and vice versa!!

Thanks Melanie, i have emailed my IP, so lets hope its a good response, its really a stress i could do without at this time.. yes i will let you know how i got on and thanks to all who responded

thanks swans girl we can but hope!!!