Hi, I am considering paying of an IVA early and need some advice as want to get a mortgage post settlement. If my IVA was paid off early dose it continue to adversely effect my credit report? After my IVA is completed and registered with credit ref agencies how long will it take to repair credit rat...

It is fair enough to be allowed to retain profits in your limited company to cover working capital requirements, however if you build up reserves, as a share holder of the company, this is money which should be made available to your creditors. Your IP will want to see your limited company accounts...

Hi, When I signed my IVA I was a sole trader but now I run a ltd company and have a PAYE set up and am paid the amount from my IVA from the business (of which I am owner and employee). Any additional money is save into the business account to provide liquidity for the business (some up and some down...