Ok an update had the creditors meeting yesterday and my brothers full and final settlement offer has been agreed , so my brother has made the payment today, I spoke to the company yesterday who have confirmed now this is accepted its all done and instructed me to cancel direct debit to them. Settlem...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles There is something really not right here. Are you saying that you hav never received a copy of an annual report - or beem advised whether there is anything additional you have to pay into ...

Hi Lisa just read your post and it sounds similar although its been hard I have not missed any payments but feel the staff I am dealing with are under trained or don't understand about Iva's and my concerns about how this will be resolved are a bit if a panic. I am not comfortable with this and was ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by ClareSilver If your IVA company has done your annual reviews for the past 4 years and told you that your payments were OK and you've provided wage slips and P60's etc detailing the overtime, then you s...

Hi this is my point if i send everything in why was in not picked up from the p60 even if this was a warning or whatever so i could again explain. I have sent a breakdown and have confirmation everything was ok, the 14 day thing i was told to put in an account and pay at the end of year because of t...

the overtime thing was there from the start it is up and down all the time , 1 good month then normal, every year i have provided wage slips, p60's with a breakdown and what the extra income has been used for , i even spoke to them as i sat there waiting to confirm was the payment staying the same, ...

Hi i have just completed my 4th year in an IVA and up until now has been ok ,I have never been contacted during my iva, my company has changed hands 3 times, , they wrote to me recently asking for my wage slips etc , which I sent in again although already previously sent, i also sent in a letter exp...

I reckon value 225 ish 230 max. 10k is really the most but if it was 11 or so I would ask elsewhere but it would be difficult

Good evening, i would have completed 3 years in my IVA in December, never missed any payments etc. Our Contract at work is up in March 2012, it works out i owe currently 12k out ish on the remainder. I have spoke to my provider and explained a family member is willing to settle for me at 10k. they r...

Hi my wife is from South Africa and we are both currently in an IVA we have managed to put enough money aside to apply for her british passport. She currently has idefinite leave to remain and this is pretty much the final stage. I dont want to waste over £700 going for it then to be told she cant h...

hi yes it is for the construction industry, Mel , Hi melanie I am in the 40 % tax bracket anyway , is a dividend a lump some payment every 1 year or so , and again I assume half would go the IVA?

Hi Everyone i want to set up a small advisory company for some work I do within my industry. I already have the work in place and the people want me to help them. I would not need to lay out any money for staff and offices or anything like that. I would charge my time at an hourly rate, so for eg , ...

Hi looks a great website nearly a year done and we have not told anyone about our IVA, so its supportive to see others in the same situation. Its been quite a hard first year with things going up etc, for example council tax was 120 when i started IVA and now 142. We do struggle sometimes but we are...