Hi, thanks for the replies. The main debt of 15,000 is with lloyds/tsb, 4,000 with HALIFAX, 1,000 Tesco. Her husband only earns around 5k he is part time self employed, so they can seen no way clearing any of the balance. The interest I think is around £400 a month and is killing them, so they do no...

Hi, I'm writing on behalf of freinds who are in a dire situation and can't seem to either get (or understand) some answers to fears they have about courses of action open to them. They are married. Sue has about £20000 debt on cards (her name only. She obtained while in full time employment. She was...