Thanks for all your replies. They contacted me again today saying that their insolvency department couldn't find any iva linked to this card and request that I send them a copy of my iva completion letter, which I shall do. I find I quite difficult to move on from silly mistakes from my past life wh...

Hello. This morning I received a letter from a company called Calbot Financial informing that if I paid £450 the balance of over £3,500 my old egg credit card (now Barlaycard) will be cleared. I'm a bit perplexed by this as the credit card in question was included in my iva that finished over 10 yea...

I received a letter from FDM a few months ago (and an email just yesterday) acting on behalf of Aperture and recommending that I pursue a ppi claim which they would carry out on my behalf. Not really knowing what I would benefit from this I emailed FDM and they told me that any ppi that was mis-sold...

I have to say that I am surprised that GT said they had no interest in PPI -- they usually chase this with a vengeance. Technically the PPI does still belong to the IVA / creditors, unless it is not economically viable to open old files and distribute. You could try sending Barclaycard a copy of yo...

Back in 2005 I ran into financial difficulties and took out an iva with a company called Grant Thornton. A couple of weeks ago Barclaycard wrote to me explaining that I could be entitled to a PPI pay out so naturally I went ahead with it. Today I received a letter from them saying I will be getting ...

Thanks for the support. I will post updates whatever the out come.

I realise that, that is why I have requested to pay off the remainder of my IVA as one lump sum.

Thanks for that reply. I know I haven't done anything wrong it's just the feeling I have got from Grant Thornton is that the creditors are going to try and get basically everything I have got. The funny thing is that my redundancy isn't linked in anyway to the recession. It's all down to the Co-op b...

Thanks for the replies but I just cannot see how getting paid a redundancy package is the same as winning the lottery. Fair enough if I had actually walked into another job but due to the fact that there is a recession on it is becoming harder and harder each week to find a job so I'm having to use ...

Four years ago I took out an IVA with Grant Thornton but I have recently been made redundant. I contacted GT and they offered me several options, 10% reduction of my monthly repayments thus increasing my payment plan by several months, to pay the rest off in one payment (this is my last year of payi...