Search found 26 matches

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by jamesbear
Fri Oct 30, 2009 5:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: DFD Update
Replies: 10
Views: 1747

Update It took DFD 5 weeks to retrieve my file from archive and even then, they initially said they could not help me as they had no proof that the RBS debt was passed to First Credit Management in the first place. It was eventually sent to DFD's technical department and at last, I spoke to someone ...
by jamesbear
Fri Oct 30, 2009 10:28 am
Forum: Ask IVA Forum and Industry experts
Topic: Sudden knightmare after IVA completed in August
Replies: 22
Views: 3443

Hi Ollie I am going through exactly what are going through so I fully understand what you are feeling at the moment. I won’t go into all the details with you (you can read my earlier posts for that) but just to say you are in a very strong position as you hold all the information that Wescot don’t h...
by jamesbear
Sat Oct 24, 2009 12:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Max Recovery
Replies: 21
Views: 2821

Hi LadyH It's the fact that I am supposed to be debt free and receiving statements like this that IS "concerning"! Never had one in the past six years from them so why now. Just makes you wonder what else is going to come out of the woodwork or is this just another case of British imcompetence as up...
by jamesbear
Sat Oct 24, 2009 11:25 am
Forum: Ask IVA Forum and Industry experts
Topic: Max Recovery
Replies: 21
Views: 2821

Thanks Kallis, I'll give them a call on Monday. It does say on the back of the statement that their records show that my "current" supervisor/trustee is Debt Free Direct. Bizarre or what?
by jamesbear
Sat Oct 24, 2009 10:45 am
Forum: Ask IVA Forum and Industry experts
Topic: Max Recovery
Replies: 21
Views: 2821

Hi All

I have just received a statement from Max Recovery too but my IVA completed over 2 years ago. My 6 years are up next April - will I stop receiving statements then or will I always get one of these? Seems a waste of paper to me!
by jamesbear
Sun Sep 27, 2009 8:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hello It's time I dealt with my situation
Replies: 12
Views: 1619

Lee I did exactly the same as you and ran away from my debts too for almost four years, moving from one address to the next, county to county. I was eventually found by Barclaycard (they never give up searching) and I just took the bull by the horns and contacted all of my creditors and arranged to ...
by jamesbear
Fri Sep 11, 2009 3:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Debt Free Direct
Replies: 11
Views: 2099

I started my IVA in 2003 and completed early 2 years ago, and in all that time never once had a conversation or any contact with my IP either. It's great to see Declan on this forum now though as things are certainly looking up for DFD.
by jamesbear
Fri Sep 11, 2009 2:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: DFD Update
Replies: 10
Views: 1747

Thanks Julie - fingers crossed hey!
by jamesbear
Fri Sep 11, 2009 2:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: DFD Update
Replies: 10
Views: 1747

Thanks Lady H. It's funny how one small thing like this can bring all old feelings back (even after 2 years of being "debt free") but just confirms to me that I will NEVER go down the credit route again. If I can't afford to buy with cash then I don't want it. Saving for things now is a pleasure and...
by jamesbear
Fri Sep 11, 2009 1:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: DFD Update
Replies: 10
Views: 1747

Thanks for your all your replies and especially to Declan for replying. I am waiting for one of your team to call me back on Monday and we can hopefully sort this matter out once and for all.

This forum has been a massive help to me and I can only praise the good work you are all doing.

Cheers!!!
by jamesbear
Thu Sep 10, 2009 10:45 am
Forum: Ask IVA Forum and Industry experts
Topic: DFD Update
Replies: 10
Views: 1747

Hi everyone I have spoken with DFD again this week and I think we are getting somewhere, although why it takes them a week to retrieve my old file is a mystery. It appears that when I put my original list of creditors together to put into my IVA, (First Credit Management on behalf of RBS) where cont...
by jamesbear
Sun Sep 06, 2009 3:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: HiCan anyone tell me whether or not
Replies: 24
Views: 2397

Thanks Julie - tis nice to know we can vent our frustrations out on here though - you've all been very helpful.
by jamesbear
Sun Sep 06, 2009 12:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: HiCan anyone tell me whether or not
Replies: 24
Views: 2397

Thanks Melanie

I will give them another call tomorrow and let you know. When I spoke to them last the only info relating to the FMC creditor said "for home improvements" and nothing about RBS!
by jamesbear
Sun Sep 06, 2009 11:19 am
Forum: Ask IVA Forum and Industry experts
Topic: HiCan anyone tell me whether or not
Replies: 24
Views: 2397

My RBS debt was definitely included within my original IVA (as I included absolutely everything at the time) - although I can't rememember who it was collected by. This is the problem that I now have but I am sure it was FMC and the amounts on the list of creditors are almost identical! Surely, DFD ...
by jamesbear
Sun Sep 06, 2009 11:03 am
Forum: Ask IVA Forum and Industry experts
Topic: HiCan anyone tell me whether or not
Replies: 24
Views: 2397

Hi Julie

No, it wasn't. Only those voting were listed.
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