Sorry to admin! I've posted this in the wrong section I think! Never started a new post before and didn't realise it'd file it here!! Could someone move it to the right folder for me :0D

Hi guys Sorry if there is a post somewhere regarding this. I've looked but all the posts are a couple years ago since people last posted. I'm hoping anyone who's recently completed their IVA could shed some light for me. I opened an account with RBS back in July 2006 before my IVA was agreed and hav...

Thanks for your replies guys. Kallis, I've already written to them and sent a copy of my completion certificate to them. I contacted Experian today to cancel my membership (that 30 day trial thing) and they advised that I should wait until the next update on 11.4.12 to see if Santander have correcte...

Hi guys Sorry for hijacking Charlotte's original post but after reading through umpteen posts looking for answers, I'm even more confused and landed here! My IVA was agreed on 15.9.06 and completed on 22.11.11. I have asked all three CRAs for my credit report and on all of them Santander are still s...

Thanks everyone for your replies and good wishes! It feels like a weight has been lifted off my life, as well as my shoulders! I'd like to think this experience has made me a stronger person because, although I've had some support from family and friends, I managed to repay every last penny I was as...

Hi everyone. I originally joined the forum in August 2009 (so my profile tells me) but I didn't want to post until my IVA was over, not because I don't like it on here or anything remotely like that, but because I knew when I did that I would be doing it debt free! Sounds a bit daft, but it got me t...

Thanks for your replies. I'm going to make enquiries with the help of my sister this week so hopefully will get something sorted. It's daunting enough officially moving out and sorting all of this without having the added headache of IVAs to consider. I have read others have managed to sort themselv...

Moving out for the first time?? I have been in my IVA for 3 years next month (woo hoo)and have been living at home with parents all that time. However, things are changing and I am looking for my own accommodation. I am looking for advice on letting agents, utility suppliers and phone companies like...