Thank you for the feedback. Im can't actually afford to live at the moment i fell into arrears with the council tax because my IVA didn't make adjustemnts for it so i had to take a pay day loan to cover it which got me into a mess. Luckily i was bailed out by family but my rent went up and they igno...

Afternoon All,

Ive been in an IVA for 1 year & 8 months and i now feel bankruptcy would have been a better option. I have no assests not even a car no mortgage or anything.

Would all the money i have paid so far be paid towards to the bankruptcy?

Thanks

Would anyone happen to know why my IVA is not showing on my Credit File. I am currently 17 months into my IVA but for some reason it is now showing anywhere on my report. I spoke to callcredit and they said i need to send paperwork in to confirm so they can add it onto my file. Very odd!

Evening. I have been in an IVA for a year now and just had my review. I have reiceved the creditors file and noticed that one of the debts totals £180000 that the creditor is claiming for. However my partner of whom this was a joint debt is paying towards half of this debt seperatly as an agreement ...

Thanks Lesley, I read throughmy terms of the IVA and it does say without having to have another creditors meeting i can reduce my payments by 15% and the UIVA is not allwoed to last more than 72 months. I don't want it lasting more than 60 months really but i'm guessing if my payments reduce my cred...

Thanks everyone, i tried calling earlier but i realised the letter says opening hours are Mon-Fri. I have sent an e-mail asking someone to contact me and given my case reference.

Regards

Morning, I have today recieved a letter from Grant Thorton Saying my IVA payments will stay the same. There is absolutly no way i can continue to pay what i was doing and if i do i will be constantly going over drawn and getting bank charges every month. They even stated in their letter, However, i ...

hi guys, i need to proove my increased rent which is fine as i can get my parents to arrange a signed letter but will this be enough proof? Would they need to speak to my parents? Thanks

Pleae can someoe advise what the rental allowance is in an IVA based on your salary. I have my review coming up and my Rental payment is now including council tax which is wasn't previosuly so my expenditure has gone up £100. Thank you.

Thanks Melanie, i will give them a call tommorrow and see what they say. Thanks

Thanks everyone i have had the forms through today and they require P60 and 12 months Pay slips which is fine. I have a small problem in that i can't prove my utilites increase quite dramaticially over the year which means my IVA needs to be reduced by £80 a month. The estimates provided on utilites...

Thanks guys for that info, i have phoned them up about 3 times asking when i will receive my review paperwork but they are not very clear. Nevermind im sure i will get it soon. Thanks again! (",)

Morning All,

Does anyone know what information is required with Grant Thorton when doing an Annual Review. I was origioanlly with Thomas Charles but Grant Thorton have taken over my IVA. My review is due September so i want to get everything prepared in advance. Regards.