Right my letter has been sent specifying the reasons above and asking that all my issues be raised at the variation meeting particularly my potential unemployment. I will owe £7700 and I have Offered £6000, what do you think my chances of success are? bearing in mind at my iva meeting originally onl...

No I wasn't expecting this money as I was expecting a longer career in the forces but my personal circumstances changed (baby) so decided not to extend. It seems harsh to treat it as a 'windfall' as its meant to be used for settling into civilian life. I guess I can only try a settlement offer and h...

No just 12 years

Hi all happy new year! Big year for me I am coming to the end of my engagement in the Forces and as such I will get approx £10k payout in April, I have been in an IVA since nov 06 paying £370 a month I estimate I will owe 8K. I need all the money I can get so what do you think my lowest offer coul...

Hi all, new to this forum but looking for advice on my IVA and f&f settlement. My circumstances seem quite simple really, i.e no houses, or weird clauses. I simply want to know what would be a reasonable offer. I am looking to settle using a grant from the armed forces as I come to the end of my eng...