Hiya again Jan, just clicked on your name but it doesn't come up with a mail address and added you as a frugal friend too.

Found the wedding dress and my folks approve and dad offered to pay for it for my birthday present next year - quids in eh!

xxx

Hi All Had my IVA approved on Thursday and just received all the info in the post this morning. RBS for both current accounts and loan and Hitachi capital for a loan didn't vote, how does this stand as RBS are my biggest debt? I've got the send my payslips in every 3 months and prior to my review th...

How do i find your email address Jan?

Thanks, just wish i could stop coughing, sneezing and blowing nose, should have shares in loo roll, kitchen roll and tissues!
Back to quacks on monday as will need a sick note, no way i can work nights feeling like this!
xxx

makes sense, we've got a bit like that too!
xxx

flippin eck, you're really brave, but is obviously paid off for you. I lost 8 stone years ago and went from size 30 to size 16/18, but over the last 4 years i've crept back up to a size 22 and would love to get back to the 16/18 - need to lose 4 stone! I just love my food and i'm a comfort eater whi...

snap my family always ask what we want so at least we're getting something we want or need. New front door is our christmas present! As for the naff presents, i just can't hide that expression, so i think most folk know if i don't like it - i prefer to give presents than receive for that reason. Luc...

not too bad thanks, obviously everything is being done on a budget as we're paying for it ourselves. The church is booked and either my dad or brother are driving us to the church. We're having the celebrations at home and doing the buffet ourselves - cheaper and no doubt much better. We're luck cos...

thanks Julie, was just wondering whether or not to chance buying one from there.

Fergy yep it's me getting married - Autumn next year hopefully xxx

Hiya

Can't remember who told me that there daughter bought her wedding dress off ebay. Was it from a ebay shop? Id so what was the shop called?

xxx

know exactly how you're feeling lesley, i'm too laid up with this dreadful bug this is my 2nd week and not getting any better even called in sick this week and have just phoned work and told them it's doubtful i'll be in next. I can't wait to feel human again! also i work rubbish hours too 2 days 2 ...

I'm an old hand at debt but novice to the IVA. I guess the way we all look at it is a problem shared is a problem halved! Just contacted work as still feeling really poorly so booked in at the doctors early next week for my sick note, luckily i get sick pay - phew! Anyway, what was wrong with the si...

Hiya

Yeah i couldn't get on last night either, wanted to check to see how unhappy went on with her creditors meeting yesterday, has anyone heard?

Not been doing much posting prior to the last week but you guys have been my saviours over the last few days

xxx

all the best, would be a wonderful start to the new year for you xxx

Hiya I've been in debt for years but just keeping my head above water, however after being on maternity leave, i realised that we could no longer cope and i wanted to start 2010 a fresh. it was very stressful collating all the debt history etc but i guess theraputic too. My IVA was approved yesterda...