Hi, My husband completed his IVA 3 years ago and now has excellent credit (999 on experian). We will be in a position to buy our first home in the summer due to some inheritance meaning a 25% deposit. I know our mortgage options are limited and but we may find success through a broker. Can anyone ad...

Hi

Thanks for all of your help. I think the original debt was £30k so I suppose he will keep paying until the last payment to get closer to repaying the original debt sum.

If this is the case can we still make a settlement offer? If so what amount should we offer?

Thanks

Hi My husband has an IVA and originally agreed to repay £350 per month for 60 months (£25200). He is now on year 5 of his payments. His salary has gone up over the last 5 years as he got in debt when he was very young and he is now in a more senior job. He has now repaid about £22k as his monthly in...