Hi all, I thought I would let you know how our proposal went. I contacted GT at end of September and offered that we could pay with assistance the next 3 months installments and could they consider this as full and final settlement based on the fact we would have paid above original dividends agreed...

Hi We have been in IVA since 2005 with a debt of over £57k and agreed £335 for 60 months (34% return - £20,100), after 12 months this was increased to £550 which we paid for 28 months. Unfortunately, husband was made redundant and was on jsa for 3 months, we were given a 3 month break which has been...

whilst, we are aware of having to pay 50% of any additional income and have done so readily for the past 3 years of IVA, we are now entering our final year and have again been requested to pay 50% of a bonus paid last year. Whilst in essence this is okay as we knew the terms we signed up for, this d...

Whilst not an IVA expert, and am not commenting in an IVA capacity. I deal with homelessness and would worry about entering into something like a voluntary repossession. My experience of these are that interest and payments will still accrue until the property sold and not when keys handed back so c...