Thanks all who have responded. The potential PPI is not from a creditor, if succesful. I have read my conditions and can not see any where windfalls are mentioned, bonus`s and salary increases yes. Whilst I fully understand my obligations to my creditors, it would help me do some urgent repairs / jo...

What % of an insurance payout or PPI claim win would I be expected to pay back into my IVA

Hi must be getting late..... So you are suggesting take the offer pay off the IVA and declare that she is paying a loan on the IVA expenditure review ?? Sorry if I appear not to grasp this

Hi Melanie. No the loan has been offered to clear her debt, and not to be paid back until we both come out of our IVA `s and get back on our feet

Both my wife and I have IVA`s, which have been going for approx 3 yrs. My wife has been offered the money to clear her IVA by a family member. My question is, is it worth it because when my review comes around they will note I have We have an extra £170 available as a result of not having to pay her...

I have been inmy IVA for three years. I moved to HBC from Lloyds at the time of my IVA at the time they were very friendly

Thank you all. I bank with HSBC (Self Service card) only allows cah withdrawls in the UK

Like most I guess one of the problems Ihave is not been allowed to buy on line using the card I have from my bank. It would be so useful if there was a way any ideas??

Hi Melanie, To be honest I would be guessing a bit, but I remember him saying he worked for a company in the North West think Cheshire, and I think he said Portman/ Portland, he was actually based on the South Coast. I have no idea wher ehe got his/ my information from, the conversation lasted appro...

To be honest I found the HSBC great but that was two years ago, not sure how helpful they are now to new business

Thanks Jan It a worry.... Reason I ask is that a company rang me last week to advise my best option was to default on my IVA and go for BR which will secure my house, because as we sit today I have no equity but in three years I might have, but because I could not get remortgage I could lose it. He ...

Hi First time poster. I am year two of my IVA and wonder what happens in year 5 when I have to try and raise equity, which at point of taken out was zero. If you are unable to aquire new finance as part of the IVA how can you get a remortgage. Also would me and my wife been in a IVA affect my daught...