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by cat85
Thu Oct 15, 2009 9:47 am
Forum: Ask IVA Forum and Industry experts
Topic: Token payments
Replies: 9
Views: 1352

when i was waiting for my proposal etc to be drafted i set up my new bank account and got postal orders for the token payments to post to each of my creditors with a letter so avoided passing them my new bank details - personally i'd advise against paying them via new bank
by cat85
Thu Oct 15, 2009 9:23 am
Forum: Ask IVA Forum and Industry experts
Topic: Feeling fed up!
Replies: 23
Views: 3148

i have sent an e-mail directly to my ip at Blair endersby still no reply - my proposal lists 2 ip's so have just sent it to one of them but if i not hear from them soon i will have to resend the e-mail to the other ip!! customer service policy seems to be any extra you get on your normal monthly sal...
by cat85
Wed Oct 14, 2009 1:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Feeling fed up!
Replies: 23
Views: 3148

have e-mailed my ip directly so will hopefully receive a response soon
by cat85
Wed Oct 14, 2009 9:27 am
Forum: Ask IVA Forum and Industry experts
Topic: If I have to downgrade my car
Replies: 20
Views: 2901

my ip used glasses valuers to see what my car was worth at time of the IVA proposal as my car was purchased via loan which luckily was included in the iva and i got to keep the car as the value had dropped dramaticaaly leaving it worth just over £2,000 but had paid over 6 only few months prior
by cat85
Wed Oct 14, 2009 9:17 am
Forum: Ask IVA Forum and Industry experts
Topic: Feeling fed up!
Replies: 23
Views: 3148

have to support my partner coz hes not working & not receiving job seekers but he lives at home and his dad doesn't work either so theres never any money for food for me and my partner so an awful lot more goes towards food shopping living at home only have stuff which i personally own which wouldn'...
by cat85
Tue Oct 13, 2009 2:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Feeling fed up!
Replies: 23
Views: 3148

with regards to giving up my holiday for the pay i have just been told straight by customer service that it is a bonus never chance to speak any further
by cat85
Tue Oct 13, 2009 2:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Feeling fed up!
Replies: 23
Views: 3148

yeah i do feel that it is needed i am trying to improve my skills on computer etc to improve myself and also would like to start a degree course next year which i would need it for - unfortunately as i'm in iva i can't get it via mobile broadband where they do free laptop deals. the customer service...
by cat85
Tue Oct 13, 2009 2:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Feeling fed up!
Replies: 23
Views: 3148

hi all, been in iva since march this year and starting to find i'm struggling bit - really gets me down having to watch every penny and not beable treat myself to anything! company i work for is merging on 1 november still not been told 100% that i will still have a job but am praying that i will, h...
by cat85
Thu Sep 17, 2009 2:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pay for outstanding holiday whilst in IVA
Replies: 4
Views: 1084

[:)]hello, this my first time posting but been in IVA since March this year - the company i work for is to be merging with another to create a new company as of November so we have been given the option of selling our remaining holiday entitlement that we are unlikely to use back to the company and ...
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