Hello to all members and reading some of the posts! I have come to the conclusion that we are "All in the same boat" and symptoms we all seem to share with regard to our individual debts? I have just completed the 1st year of my IVA and i must admit not easy with limited funds and put a Massive stra...

Iam new to this and although we are all Strangers we have so much in common.I was accepted for my IVA in April 2009 and a long road ahead? Debt devistated my life and living with it is like an illness. Now that i have joined the IVA Club i look forward to sharing your comments and the ups and downs ...

Hi to everyone!I have been reading some of the posts and comments we are all in the same "Boat" regarding our financial circumstances? I must agree that the Banks credit card companies were very neglegent towards there customers.they increased individual credit limits and gave out Credit Cards and L...

Hi if any comfort to you I entered into an IVA with DFD in April 2009.Although although still early days and a somewhat relief from the stress of Creditors and trying to make ends meet!Daily finances are still a struggle. Iam new to all this and only found this website by chance.Any corrispondence c...

Hi everyone Im new to all this and looking for support and advice?
On how to establish a post board?mail chat would be most welcome.
Many Thanks
Chiefy1