Thanks Michael. I've never heard of a debt relief order before. I'll look into that.

Thanks for your comments. 5 years sounds tempting though to the many years I *will* be paying my debts for. I haven't gone ahead with it yet anyway.

Monument have just phoned me up AGAIN. I've done what Harrington Brooks have told me to do, told them a financial statement is on the way & hung up.

Me and my husband are with a debt management company called Harrington Brooks and pay £100 a month for them to share between all our creditors. We are about £20,000 in debt. Today they phoned up and asked if we're interested in an IVA arrangement. I'm not sure whether to do this through Harrington B...

I've got a basic account with Nationwide and they've been pretty good so far.

Good luck with your meeting next month Mrs Moody. I hope it all goes will for you. =)

Well, our total debts are about £20,000, and pay them £100 a month. That's not a lot I know but don't have much of an income at the moment, although they have rang up today (Harrington) asking us if we want to go into an IVA for £140 a month. We're considering this (which is why I'm here really l...

I'm with a debt management company called Harrington Brook. Me and my husband pay them a set amount each month to pay all our creditors. And one of those is Monument. For the last 2 or 3 weeks they've been calling me every single day, including weekends, asking for more money. They say that Harringt...