Well done and congratulations, im at the same stage as my name came off the register yesterday and will drop of my file in January and yes what a wonderful feeling it is.

Hi, yes they are allowed to take the refund, you are still under the terms of the iva until you recieve the CC, i would check the terms of your agreement to see if there is any clause in it regarding PPI but usually any refund goes to the administrator. It may help to contact your IP just to make su...

Just checked and my name has been removed from the insolvency register today, the record of my iva should also drop off my credit reports in January as that will be the 6th anniversary of the start of my iva, what a wonderful feeling [:D] So to anyone whos in an iva keep at it as there is light at t...

If everything has been done to the letter as you say it has theres not a lot more you can do other than wait for the cc to arrive, the best thing to look forward too is the iva payment NOT coming out of your bank the following month.

I agree Kallis3, its just that my IP has,nt informed the insolvency service of the CC, i would advise anyone to contact their IP just to make sure they do it.

Well done Kevin.d on getting your CC, the only thing i would do is contact your IP and make sure they inform the insolvency register of the completion, i finished my iva in December last year and got my CC in July this year, i have checked the register a week or so ago and my name is still on there ...

Thanks Kallis & ST1100, i never thought of them getting the info off the insolvency register, i will put it in the same place as the rest of them, THE BIN !!

I have just received a letter from a company called insolvency assistance regarding ppi refund, they are based at Seaton Burn in Newcastle upon tyne. i was just wondering if anyone has had any dealings with this company as they have attached a form with the details of my iva within the letter, the f...

Well done Dougie, enjoy your debt free future.

Thanks Foggy, thats a great help,thankyou.

I know this has probably been covered before but what is the best way to inform the credit reference agencies of the receipt of my CC, also which ones do i need to inform to start getting my files cleaned up.

Sorry if this question has been asked before

Thanks for any info.

Agree with starbuckqueen, keep on at them Dougie via email, phone calls or whatever you thinks best,obviously i dont know the reason for the delay but 9 months is a long time to have to wait.

Well done starbucksqueen, i got my cc yesterday as well, as you say its not much to look at but what a fantistic piece of paper to receive, well done on reaching the end and enjoy your debt free future.

Thanks all, ok foggy go on then i will make it a pint !!

Well i have finally received my CC seven months after making my final payment, its only a piece of A4 paper stating that all obligations have been met etc but still well worth framing [:D]. What a great feeling, at last we can move on now and look forward to a debt free future, its been a long road ...