Hi we finished our iva last november after 5 years and are looking to move house. We managed to get a mortgage mid iva so probably could go through the same broker but would prefer to go to the high street if possible. Does anyone know of anyone who would consider giving us a mortgage and what kind ...

Fingers crossed for you. At least with an IVA the creditors will get something back as opposed to bankruptcy - so hopefully they will support your application. Let us know how you get on.

I didn't know about the debt we got into - which happened as I was ill with severe post-natal depression and couldn't work. We also don't have anything to show for our debt. When I found out I was shell shocked and totally blamed myself (as you would) and for not realising beforehand. To be honest o...

Thanks and good luck to all of you - you're on the right track for sorting out your life x

We just had to prove that our monthly payments to the IVA company wouldn't go down and that our deposit (given to us by my dad) was a gift ie not another creditor. We ensured we stayed on interest only to both minimise our monthly payments and the amount of equity at the end of the IVA - hence not b...

Thanks very much for the reply - I'll let you know how we get on.

My husband and I have nearly finished our IVA (just one more payment to go!) but I wish I'd known about this site earlier as you all provide wonderful support. My question is that we haven't heard anything from our IP (apart from back in February when we had to get our house valued to release any eq...