with regards to the car subject we have to have two and one is a 3.1 isuzu 7 seater we have 5 kids!!! and the other a 2.5 vauxhall, the isuzu is very expensive to run, but we are now stuck in the situation of not being able to change it as could not afford to buy a new car now as have no money and c...

If you have a house you want to hang on to then id opt for an IVA if not bankrupcy is the other option but not if you have any assets, but i don't know a great deal have an iva myself as we owed about 90k! Hope it gets better for you, money worries are awful can't remember last time i actually slept...

Ha-ha suppose is a bit odd, its because before being flat broke we had a bit of land and acquired a lamb at 5 days old which kids bottle fed, and then she went to the ram and had a daughter, may have to eat them at this rate won't be able to afford a turkey! Have to save for christmas out of what, l...

Ps with Gerald Edelman ashford Kent

Thank you for your reply, we have approx 2 years and a couple of months to run on our IVA, i have emailed them so waiting for a reply with bated breathe!! We have also had to move house this year which so hasn't helped our position, i suppose the food bill is high but 5 kids who i just cant bring my...

Also does anyone know how much the minimum payment can be we have 5 children both work but are struggling, are rent and council tax is £1000 a month and food £800 a month, and thats just a start, although we both work and probably have a combined income of £3000 a month can things like school trips ...

Hi, My husband and i have 2 years to run on our IVA, but had to have payments reduced last year as i lost my maintenance which meant we had a lower income, will the fact we reduced our payment extend our IVA in order to make up, are they right to include maintenance as income in the first place? Sec...