Hi i was wondering if someone can give us advise please,we have recently put in our paperwork for our equity release, we recieved a letter from our IVA company today telling us because we cant remortgage we have to add another year to our iva.When we first applied for an iva we had a modification pu...

Hi we are nearing our equity release date and have been instructed by our iva company to get a valuation on our property a internet one is no good so we will have to pay for one not quite sure how we will do this when we have no spare money. Then we try and phone up a couple of companies for a remor...

Hi we are just coming to the end of our fourth year in our iva only two years left,A couple of months ago we were asked to fill out forms to claim ppi we didnt do this as we believe we were never missold it,Today our iva company have told us we have to fill in the forms and they will decide whether ...

Hi Melanie, Thanks for your reply what do you mean by contratual payments is that the original ammount £170 before interest rate drop.I cant see where we can make the saving of £120 unless it would be on food is this what you mean? Thankyou.

Hi we have been in a iva for fourteen months,when we first started the iva we were paying £170 a month after the interest rates fell because of our mortgage our payments increased to £350.Our daughter has just moved out and her contributions have now stopped we phoned up our iva company to tell them...

Hi have been told today at work that there are most probably going to be redunduncies within the next few months. We have been in an iva for just over twelve months and we owed £30000 at the begining what i would like to know is if i got offered £32000 which is probably what it will be would i have ...

Hi , We have been in an iva since june so we are still unsure about how some things work .In february next year we will recieve a bonus from a secured loan which we are paying as normal before iva. In our iva paperwork it says any windfall over £500 must be paid into the iva does this mean we get to...