Hi All, been a while since my last post .....been having a baby!! The creditors meeting has finally been arranged for 4th Feb so fingers crossed.

Just wanted to say thanks to all for advice & help over past few months & I will post outcome of meeting, hopefully it will be happy news. [:)]

Thanks Michael. I received a call later today saying that the proposal is with the technical team for final review, practitioner assured me that they would chase this up on a daily basis & call me with an update in a week. I explained re monthly contributions & was advised that everything would be s...

Excellent news, well done & all the best for the future.

Hi All, it has been 3 weeks since I spoke to my IVA practitioner re my F&F offer/proposal I was told that the draft report would be with me within 2 weeks for review & signature but as yet have not received anything. I chased this morning & no progress has been made, should I be concerned or am I be...

Repayment Team called this arvo, everything is going ahead & I should receive a draft variation report within two weeks for review & signature. They told me that it could take up to two months for the meeting with creditors to be organised, seems a long time but as long as the wheels are in motion I...

Thanks, will do. I'm pleased they agreed it was a good offer.

Just had a phone call from my IP confirming that they are going to put the offer forward to my creditors, that must be a positive sign???

She said the Repayment Team would be in touch within 48 hours to go through process & timescales etc.

Hi Seagull, thanks for your response & best of luck with your F&F ....it sounds promising. I must admit that I do feel like I have to fight my IP at times & am still waiting for them to respond re the £9,000 offer, I have received really positive feedback about the amount & if my IP is negative agai...

Thanks Lesley, I must admit I'm finding it quite stressful & I worry my poor baby is feeling it!!

Thanks, I will do my best. They are asking to see my bank stats & pay slips etc ...I understand they are entitled to do this but they obviously show my current full time wage etc which won't match up to my estimated income & expenditure review. I am worried that they will think I am trying to deceiv...

Thanks Melanie, I want to be as cooperative as possible just finding it difficult to estimate costs. The other point being that I only intend to return to work part time & at this time am not sure what the hours will be (haven't even thought about it, let alone discussed with employer) so all I know...

Michael, thanks for your response. The trouble I'm having is that I am going on maternity leave in 2 weeks & the IP is asking me to prove income & expenditure of which (until the baby is here & I know how much I am having to spend on him each week/month) I don't know. They are also asking me to prov...

Why is an income & expenditure review necessary when offering a sum of money for full & final settlement from a third party? I have no problem in providing the info, just curious? Thanks.

Melanie, thank you for your advice. I believe it to be a good offer so was pleased to see that you thought so too. I am currently waiting for IP to get back to me, I must admit that I was under the impression that they had the final say on whether the amount can be put forward to creditors I didn't ...

I am currently paying £300 a month into an IVA, month 27 of 60 so I have therefore paid £8,100 into the "pot". My first baby is due on 18th December 2009 & a member of my family has generously offered me £9,000 to pay into the IVA on the condition that it is used for full & final settlement....I wou...