Hi Cleo76

Yes it was transferred over. Hopefully they are sorting themselves out and you will get yours soon.

They seem to be getting better. I was chasing them last month as wife was due to make last payment on Jan 1st. Payment was made and certificate of completion received dated 9th January. Debt free start to new year and Creditfix helped. Hope this means that they are getting better and people will hav...

Thanks for all the positive replies, I am optimistic that the creditor concerned will see that accepting the IVA is the best offer for all parties concerned and will adjust their decision. There is still time as the adjournment lasts until 10th feb. Looking at the paperwork it looks as though they e...

Hi Clairbare

It was rejected as my level of disposable income was much higher than my wifes in the proposal and they felt that within 84 months I could pay it all back with a DMP, which I could if all interest etc was dropped which is highly unlikely.

Good luck with your IVA.

Yes

They have accepted my wifes so that is safe and are now going back to twist their arm to see if it can go through.

My major creditor prefers me to enter a DMP but having done the numbers i don't see how it adds up for me.

Hi My wife and I have both put in for IVA's. Hers has been accepted but mine rejected. My best option might be to go bankrupt if my creditors don't reconsider but I worry about losing my house. I have no equity in the house at the moment and can afford the mortgage payments reasonably comfortably. I...

Hi

Thanks very much for all your responses. I think we'll change some details with online banking and see how it goes before having to try and explain a new number to our friends.

Hi

My wife and I have just started the IVA process and having seen some of the horror stories on here about phone calls are wondering if it is a good idea to change our phone number or not?

Can someone let me know if this is a good idea? or whether it will risk our IVA being rejected.