Thanks MrBlueSky - if only it was outside eh! It's certainly been a struggle, but I'm pleased to have got this far and it's made my debt an awful lot more manageable than previously when I was paying out to loans, credit cards etc. I have said to the guys I will include July and August's payments in...

Hi guys, Thanks for the response. The estimated dividend is 53% looking through my paperwork. Up to the end of the year 2010 - I'd paid back 15.7k of which 7.3k had gone to the creditors. I've only really come up with the figure of around 5k as my IP seemed to suggest a figure of about half of the o...

Hi, I've been in an IVA for 40 months so far having had to pay back £27,936 originally. I have currently paid back £18,910 therefore have £9,026 left to pay. I'm paying about £450 a month currently, my question is that having spoken at length with the IVA with my parents, they are happy to help ...