Question for Melanie. We did not EXCLUDE our army pension lump sum payout in our IVA proposal. At the time we didn't know we could do that, which i am so angry about, if i had known i would have made sure this was looked at. We are due the army pension payment May 2013 and finish IVA Oct 2013. there...

Unforunately there is no way we can delay the lump sum payment. In May 2013 we will have only £3000 remaining to pay on the IVA. Are they likely to accept this amount or demand more money as we now have £40k available? As its a pension does this still count as a windfall?

We finish our IVA on Oct 2013, but in May 2013 my husband will receive approx £40k payment for his army pension. Will the IVA company beable to touch this money?. Its very worrying as its only 5 months prior to the IVA ending.