Hi Borrowfrommypension

Just been looking at your homepage, I see that pension loans are only available to homeowners, why is this? I am a tenant but have a pension fund of around £50k.

Mike

My thoughts exactly - I think i will save my time looking into it, as always there will always be someone on the make.

Thanks everyone.

Mike

Thanks Merlin

That seems to be pretty much the same result my research shows.

Mike

I appreciate it would not be idea to use these pensions but on the other hand it would give us some breathing space and some life back but it is something I was just looking into. Personally I don't think it can be done which then beggers the reason why so many are available online. I will keep you ...

Hi everyone, not been here a while. What are the thoughts of pension loans. There seems to be a lot of introducer's online who state that one can borrow upto 50% of their pension as long as the pension is not being paid into. I have two old schemes one of which if I could do the above would seriousl...

Thank you for your kind words and it really does help hearing from you guys, I know my Dad can't wait as he has kinda have a word with me via email (he lives in Australia) asking if I could increase the payments and make them more regular than I have been.... With A DMP, in my thinking and please co...

Hi guys, well heard back from Blair, the IVA will fail as it is too late to revert it and to be honest I half heartedly thought this would be the case. They suggested I contact the CAB who would put me in touch with a company who could a DMP. But I am feeling would doing the DMP just delay the inevi...

This is an interesting alternative plan, I owe my Father about £5,500.

Mikey

My Father does not know my current plight. To be honest I can't delay payment to my dad, as it is I am trying to pay him back monthly and have not always been able to make this payment.... so really can't delay it further especially not for three years.

Hi everyone, we stopped paying into our IVA so that we could save enough money to pay for Bankruptcy fees, we now have this money and just waiting for the failure noticed to be issued. The thing that is causing me sleepless nights and playing on my mind is that I still owe my Father a considerable a...

no worries thanks everyone so basically what we have paid will not come off the total of our debt but will cost the costs charged by the IP

Mikey

Thanks for your reply Melanie, its not necessarily that I disagree on the point but its the fact that they are insisting on an extra 12 months payments taking into account the reduced payments, but payments will have increased above what we were paying once the utility arrears have cleared and then ...

You definately must speak to more than just Blair. Unfortunately we went with Blair have been referred to them by a debt management company and unfortunately I did not find this website until we were well into the IVA. You must definately speak to more than just blair, whatever time it takes it will...

Thanks Lesley.

Also one other question, should I go down the BR route, what would happen with the money already paid to the IVA?

Mike

Hi everyone, not been here for a while as I have liaising with Blair Endersby over my IVA. After practically 4 months I finally received a variation report. Although not particularly happy with some of the findings detailed in this report which I have referred back to Blair but deep down I think the...