Sorry I was not clear. The house is probably now worth about £169k and our mortgage is for £134k so it is worth less than we paid for it. Does that count as negative equity? So Melanie could I transfer my share of the house to my sister and then declare myself bankrupt? Sorry if i am asking stupid q...

We put down £48k as a deposit, £24k each and have a mortgage for £134k. My sister only earns about £22k a year so I do not think she would be able to afford the mortgage her self. The house i would estimate is in about £10k negative equity and we have a £5k indemity clause if we end our mortage befo...

I have just found out I am 6 weeks pregnant and the father does not want to know. I earn £33k in a contract position which is due to end in december. My current take home pay is £1972 after tax NI and student loan payment, my current out goings including my debt repayments and travel are £1552. I ow...