ok so I have 6 years since my start date, the main 2 are the Woolwich and the Halifax. problem: the Halifax were my main creditor, cant see them giving me a mortgage.

my IVA is done and dusted, still waiting for Ferguson to sort with GT, see my other post. my new question is which is the best place to go for a mortgage, NatWest would be able to offer me one except they don't lend to any who has had an IVA, even if it's complete. I'm looking to buy the our council...

had a reply from the solicitor today and the conclusion they reached is: that the money is mine as they can find no evidence that the creditors agreed to a variance and my CofC has been issued. since then my mum has been diagnosed with terminal cancer so I am now waiting for the solicitor to contact...

hi everyone,

just a quick update, my solicitor has all the paperwork, asked me the usual 20 questions. waiting for a reply now. here's hoping

that was my plan martinw, I have a bank account with Lloyds that I can never remember the pin for so they'll be safe there!

ok I'm starting to get stressed now. received cheques from the Halifax for the PPI claim. all payable to me, not a trustee. so what do I do now? I'm really reluctant to hand this over GT when they've issued me my CofC as I understood that to mean the IVA was done. waiting for a reply from Cartridges...

I've been back through the original paperwork and nothing is mentioned about PPI being included. I have spoken to GT and they have said that the PPI will need to paid into the IVA as there is a 'post IVA clause' for this. is it worth fighting this?

I completed my IVA last year, one of the conditions of my IVA being completed was a PPI check, I filled in all the paperwork and heard nothing back and have received my certificate of completion. recently the Halifax contacted me direct about my PPI and a letter I received Saturday offering me £840...

thanks guys, feel better now i know i'm not the only one getting these letters, i will send them to you Size5 if i can find them though i may have filed them in the bin!! does anyone know if can go to college when on an IVA, im looking at a part time course but don't know how the fees would work or ...

i am in an IVA and have been for the last 3 years now, i have recieved various letters from different people saying that i have been mis-sold my IVA these include the iva council and a company called uk re-start, both have said that i should have been advised bankruptcy as have no assets, im now ver...