Thanks everyone for applying. I'm not worried about the score, just want my file as tidy as possible due to a potential new job.

Whilst it is important to inform your mortgage company, it is essential that you tell your house insurers. Under the terms of a standard residential policy, most insurers won't cover you but some for a small additional premium will allow you to do so. If they won't cover you, you need to get a new L...

But will the individual accounts be marked as settled?

Hi All- Once the IVA has been completed, should all the credit accounts on my credit file be marked as settled with a nil balance.

Hi- I've been in an IVA for about 6 months now and am still receiving default notices. Can a creditor register a default after an IVA has started? If not, what can I do about it?

Hi,

My F&F settlement IVA was agreed on 8th Feb- Not that it has happened but are creditors now allowed to register defaults or CCJs?
Thanks in aticipation.

Hi everyone, In the last week, I've started to now miss payments and the number of creditor calls are starting to increase. As I have caller ID, I never pick up the phone unless it's someone I know. I've sent the creditor letters advising that i'm in talks with an IP but have't formally called them ...