Search found 333 matches

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by briggadeen
Tue Dec 22, 2015 6:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Removal from NI Insolvency Register process
Replies: 14
Views: 5546

I received my completion certificate and emailed them immediately to say that I was in receipt of it. A few days later I checked to find that I was removed. I didn't get a reply to my email. Although it did take GT 5 months for completion.
by briggadeen
Wed Dec 16, 2015 7:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Removal from NI Insolvency Register process
Replies: 14
Views: 5546

I am NI too [:)]
by briggadeen
Wed Dec 16, 2015 7:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Removal from NI Insolvency Register process
Replies: 14
Views: 5546

When my iva finished and I had received completion certificate I emailed the address listed on iva register and asked for it to be removed. This only took a couple of days to happen
by briggadeen
Sun Nov 01, 2015 10:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit report
Replies: 7
Views: 2495

Kallis how exactly do I do that? I'm useless at these things. I did get accepted for a capital one credit card last week all be it the interest rate is atrocious!
by briggadeen
Sun Nov 01, 2015 9:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit report
Replies: 7
Views: 2495

Thank you for your reply. So is it worth emailing or posting asking them to remove all info after February 2013 and then just let the iva drop off in February? We don't have any specific need to get it cleaned up but would just like to see our credit getting healthier again if we ever do need
by briggadeen
Sun Nov 01, 2015 9:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit report
Replies: 7
Views: 2495

Just checked hubby's credit report on noddle. I can't check my own because I don't have a valid debit card. But it's coming up poor. All active accounts are reporting ok each month. A loan that was included in our ivas defaulted up until August and the iva is showing completed as of October when we ...
by briggadeen
Mon Oct 26, 2015 10:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: The same timescale for removing people from Insolvency Register should apply to all ?
Replies: 12
Views: 3123

I emailed them and it was removed within days of receiving completion certificate.
by briggadeen
Sun Sep 06, 2015 7:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: Just received my 'certificate of due completion'. My only concern is an interest only mortgage.
Replies: 14
Views: 2629

We are with Leeds. Completed in feb and I rang in may because we were also on interest only and they had asked how we intended to pay the funds at end of term. I was booked a telephone appt with a mortgage advisor who worked out what we could afford. We are now on repayment with a slightly longer te...
by briggadeen
Tue Aug 25, 2015 8:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA 6yrs old mortgage accepted - Lender details
Replies: 9
Views: 2867

Wow! Well done!
We just changed our mortgage product. Fixed for 5 years at 5.29
by briggadeen
Sun Aug 16, 2015 11:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate!
Replies: 22
Views: 6436

I did contact them at the end of June and they hadn't passed our case to closures then so I'm amazed it's here already. I did say then what's the likelihood of getting cc soon and they said it's usually 6 months from when it's passed to closures and I quoted our proposal saying that it should all be...
by briggadeen
Fri Aug 14, 2015 4:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate!
Replies: 22
Views: 6436

We were with grant Thornton so I wasn't expecting it this soon. I actually called to check it was right, only a paragraph long!! Thanks everyone I can say it was an up and down 5 years but we lived still. We managed to go to Disneyland albeit our only holiday during the iva but I saved every penny f...
by briggadeen
Fri Aug 14, 2015 4:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion certificate!
Replies: 22
Views: 6436

Last payment was 3 February and today I arrived home to find my completion certificate dated 4th August!! I'm absolutely thrilled it's all over!
by briggadeen
Tue Jul 14, 2015 5:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will being in an IVA effect what mortgage rate is offered to me ?
Replies: 10
Views: 2706

We finished our iva in February and have been able to transfer onto a better deal. Something I was very surprised at.
by briggadeen
Thu Jul 02, 2015 10:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Promised percentage of PPI, nobody at GT can tell me when I will receive it.
Replies: 5
Views: 2355

We are in the same boat. They used eic to investigate and are now using another company because eic were not thorough or successful enough. I find gt completely useless.
by briggadeen
Sat Jun 20, 2015 9:29 am
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency Register
Replies: 7
Views: 3199

Is it 3 months from last payment or on receipt of completion certificate?
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