Well folks my IVA was approved today and i just want to thank everyone at JonesGiles. The support i have received as been fantastic and even today when there was a slight spanner in the works these guys pulled out all the stops.I know its not really right to single out people because its a team effo...

Hi Folks Many thanks for the advice, im just in my infancy on all this so i really appreciate all your input. Well been to see our friendly co-op people and what can i say but they were great. I wasnt grilled like i was at the HSBC and made to feel like i was committing some crime by opening a bank ...

Hi Paul

How long have you had that account open for if you dont mind me asking?

Only reason i ask is how do they know you were who you said, surely you must have provided proof of address?

Actually skippy what i meant was i have been approved for a bank account with the co-op but need to get to one of there banks with my ID proof before im issued with an account number and debit card..sorry my mistake for not making that clear

Yes, but i think i will down grade it because i dont want the overdraft facility. The HSBC one as just been opened and due to early xmas pay i think my wage is going to get paid to there but because my IP is still receiving all my evidence etc etc i dont think im in any danger as of yet...never thou...

Thanks Skippy for your quick reply..just when i thought i had got everything sorted .. typical but will keep smiling and go and see our friendly co-op people. The good thing is i have passed a credit check with the co-op and have the docs at home waiting for me to action but due to how far the co-op...

Hi Guys .. first post on here.. Just need some advice and confirmation really. Just got the ball rolling on applying for IVA and have opened a new bank account but i think i have made a mistake. I have opened the account with HSBC as they are not one of my creditors but is it true that once my IVA g...