Hi

Just read the threads - not sure on your age - If you are over 50 Try SAGA for Home and Car - there are great - can pay monthly and they are cheaper - we were with Aviva - long gone and much happier

Only thing si the age though - fine for over 50`s...

Good luck Richard[:)]

Thanks Lesley and Kallis, I have to say, it has been great to manage without the dreaded plastic, that made many of our lives awful - although, nobody held a gun to my head to say "borrow borrow borrow" - it was nevertheless too easy and probably still is from what I have seen in the shops over the ...

Hi Kallis,

Thanks for the welcome...

Yes, we all had a good time and no debt hangover - all within budget!! (Be a bit tight for a few days!)

You know, its strange, we used to spend thousands at Christmas - this year MUCH less - BUT a great time all the same [:)]

Speak soon, Richard xx

Hi Lesley,

Thank you for the welcome - will see what I can do

Best regards, Richard

Hello all, I wish you all a Merry Christmas and a Happy 2010. I post on the sister site (bankruptcy) and am happy to try to assist posters on this site too My area of expertise is in housing law, repossession (and how to avoid it) and most matters related to renting, and home ownership. Best regards...

I attended an initial interview with the Insolvency service after the petition was dealt with in the county court.

I was aksed how much money I had on me and I said about £1020. He took 50% was he within his rights to do so?
Thank you