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by Sinking Fast
Tue Dec 08, 2015 6:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleaning up our Credit File
Replies: 2
Views: 2236

Can anyone assist please?
by Sinking Fast
Mon Dec 07, 2015 10:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleaning up our Credit File
Replies: 2
Views: 2236

Looking for some advice please. We are cleaning up our CF, and note that GE Money are showing the status has Settled with the satisfied date of 28.3.2013. Now our IVA started in June 2010 so should I get GE to amend this entry, or is it ok because it shows has settled with a £0 delinquent balance? T...
by Sinking Fast
Sun Dec 06, 2015 12:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion Cerificate & Credit Reference Agencies.
Replies: 7
Views: 3106

Thanks all for your answers.

We will be writing to the 3 CRA and requesting copies of our reports.

A big thank you once again to Creditfix for sorting this so promptly.
by Sinking Fast
Fri Dec 04, 2015 11:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion Cerificate & Credit Reference Agencies.
Replies: 7
Views: 3106

Thanks Relieved.

Yes Barabara, full credit to Creditfix. Had variation meeting last Friday, was informed on Monday that variation had been accepted, and received Completion Certificate this afternoon in post - happy days.

Been a hard lesson learnt; one which we certainly will not forget or repeat!
by Sinking Fast
Fri Dec 04, 2015 9:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completion Cerificate & Credit Reference Agencies.
Replies: 7
Views: 3106

Hi all, We are now in receipt of our completion certificate, less than a week after the creditors meeting - well done Creditfix. Anyway, on the letter which accompanied our CC it said we should send copies to the Credit Reference Agencies. Should we do that now, or await until we get nearer our 6th ...
by Sinking Fast
Fri Dec 04, 2015 9:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Amen the end!!
Replies: 13
Views: 3875

Super news. Enjoy a debt free Xmas.
by Sinking Fast
Wed Dec 02, 2015 4:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: That's It, Done, Finished with.
Replies: 12
Views: 3197

Just heard from Creditfix this morning, and our completion certificate was issued to ourselves and our creditors on Monday - how quick is that [:D][:D]
by Sinking Fast
Tue Dec 01, 2015 12:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: That's It, Done, Finished with.
Replies: 12
Views: 3197

Thanks Lisa.
by Sinking Fast
Mon Nov 30, 2015 9:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: That's It, Done, Finished with.
Replies: 12
Views: 3197

Trust me Hubert it does pass quickly. It wasn't without hiccups mind you, and a lot of worry, especially when CF took over.

But you're right, CF do close down accounts very quickly.

Now off for another celebratory drink - thank you all.
by Sinking Fast
Mon Nov 30, 2015 5:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: That's It, Done, Finished with.
Replies: 12
Views: 3197

Thanks Kallis.

I'll be around looking in.
by Sinking Fast
Mon Nov 30, 2015 5:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: That's It, Done, Finished with.
Replies: 12
Views: 3197

After 65 long months we have heard today from Creditfix that our IVA is now complete. It's been a very very tough road travelled, and a hard lesson learned. To say we are elated would be an understatement. Never did we think this day would come - but it's here...... I can quite honestly say that Cre...
by Sinking Fast
Tue Jun 30, 2015 8:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: T&C Mass Variation CF
Replies: 183
Views: 35635

Companies like Creditfix are making IVA''s not fit for purpose.

At least you know the official receiver will pay with a straight bat!!
by Sinking Fast
Mon Jun 29, 2015 12:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: T&C Mass Variation CF
Replies: 183
Views: 35635

Letter received today from CF apologising stating the report was issued in error, and out terms and conditions have not been changed!

What utter incompetence - steer clear anyone considering an IVA!
by Sinking Fast
Wed Jun 24, 2015 6:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: T&C Mass Variation CF
Replies: 183
Views: 35635

Same here. Had email from Valerie Fyffe a so called compliance officer - what a joke that is!!

Anyway, 14 days or less I should be furnished with another cock and bull story from Credifix - can't wait.....
by Sinking Fast
Tue Jun 23, 2015 3:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: T&C Mass Variation CF
Replies: 183
Views: 35635

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by grimswold I have two replies from CF (neither is the variation report) 1. From Greg Balfour "your IVA was not included in the MVM because you had declined" 2. From Chris on customer services "ALL activ...
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