thank you i did pay a fee again for 3 months before the iva started think it was £700. Inbetween paying this referal fee and the iva being agreed i paid 3 months of iva payments, then of course i paid the term of the iva, so i paid the referal fee and then 63 months of a 60 month iva , that is why i...

If i paid 3 months of payments of £250 (£750) before my iva started, then paid the term of 60 months of £250 , would i get the full amount of £750 back at the end of the iva.
I recieved £350 back but they said the other £350 had been used to pay dividends to the creditors.

Thank you Foggy , i will probably get the equivalent of 11 months wages and this would have seen me through to the end of my iva. I will follow your advice and inform my ip if/when it happens .

Hi all, i am 4 and a half years into my iva(5 years). I expect my payments to be extended by 12 months because i will not have enough equity in my mortgage.If i am made redundant in the extended 12 months do i still have to tell my ip?
thanks

I do my weekly shopping at Asda. Not due to any economic reason or preference over any others, just because it’s nearest! I generally stick to the in-store brand (although avoid the Smart Price budget range as it’s awful) as it’s good quality stuff and no different to the branded stuff, but it is si...

hi, long time lurker first time poster
i started the iva process before i found this site, any way i went with the debt advisory line/ mitchell ferrar and can confirm that Timothy J Pope is dealing with my proposal as the licensed insolvency practitioner at mitchell ferrar