Thank you for your resonse In answer to your questions in the posting. My IVA is with Debtmatters. They filled in part of the original questionaire on the phone. This is when they advised entering the lower amount of property value. I did was not asked to get a professional valuation. The original d...

I entered an IVA some 15 months ago. I am concerned that in the 4th year I have to have my home re-valued as per the contract. I will at that time owe around £80,000 pa and will not be earning enough money to extend this mortgage. I have children and I am disabled (although I work full time - as I c...