I AM WITH FREEMAN JONES. THEY HAVE BEEN GREAT SO FAR, BUT WHEN I CALLED I SPOKE WITH SOME CHAP WHO TOLD ME THAT IT TAKES A LONG TIME TO PUT THE REOPRT TOGETHER, WHICH JUST DIDN'T SOUND CORRECT, AFTER ALL THEY HAVE ALL THE INFORMATION THEY COULD NEED, DON'T THEY? HE SAID IT WAS IN HAND AND THAT PRETT...

Thanks for that I have contacted them last Friday as they have had my proposal since 3 may and they said the report was still in the process of being compiled. I didn't think it would take so long to get the report to me as my relationship manager initially said that I should have it within two week...

I HAVE APPROACHED MY IVA PROVIDERS WITH A FULL AND FINAL SETTLEMENT PROPOSAL AT THE BEGINNING OF MAY AND AM STILL AWAITING THEIR REPORT TO SIGN SO THAT THEY CAN ARRANGE A MEETING WITH MY CREDITORS. THIS SEEMS TO BE TAKING A LONG TIME. CAN YOU LEASE ADVISE ME AS TO HOW LONG THIS PROCESS CAN BE EXPECT...

I AM JUST ABOUT TO START THE 4TH YEAR OF MY IVA AND MY PARTNER HAS OFFERED TO CLEAR MY DEBT FOR ME BY OFFERING A FULL AND FINAL SETTLEMENT FIGURE. I HAVE CALLED MY IVA PROVIDERS TO FIND OUT THE PROCCEDURE, WHICH THEY WENT THROUGH WITH ME.MY OUTSTANDING BALANCE IF I WAS TO CONTINUE WITH MY IVA IS £5...

HI EVERYONE, I HAVEN'T BEEN ON THIS SITE FOR SOME TIME, BUT SEVERAL THINGS HAVE HAPPENED RECENTLY AND I WONDERED IF ANY ONE COULD GIVE ME SOME GUIDENCE? TODAY IS INFACT THE SECOND ANNIVERSARY OF MY IVA AND SO I AM TWO YEARS CLOSER TO BEING DEBT FREE. MY PARTNER HAS ASKED ME TO MARRY HIM AND I WANT T...

Thanks eveyone I really feel much better and far more confident that I have done the right thing. I have only been on here a day or so and for the very first time I feel better about my situation. It's not easy and I hate having to deny my daughter stuff she wants (which I am also beginning to think...

thanks for the suggestion Melanie...how would that work out with regards to the paying of the bills and what my IP ould want to know. At present all the billa are in his name. We are opening a joint account that we each pay the same money into as a "bills account". Is that advisable, or what would y...

Hi, I am new here but just read you post. Some times through resding of other people's difficulties and triumphs you get personal inspiration; the realisation that there is hope for me to do the same. I am planing to study (distance learning) for accountancy, to improve the quality of life for me an...

Hi I am Sue and new to this site. I have had an iva since october 2008 (have just completed my first year). I think i am doing ok, but am now worried that I did the wrong thing, as all the money savibg websites (moneysaving expert etc...) don't seem to like iva's. My now ex husband had left me with ...

Thanks.. Can I please ask another question? I currently work as a pharmacy tech' which I enjoy, but does not pay fabulously well and I am constantly struggling to manage. I am looking to broaden my horizons, so to speak and am looking into the prospect of studying accountancy by distance learning (s...

Thank you for the advice. I still feel very nervous having to talk to my IP, can't get over that feeling of having done something very wrong in having got into this situatin in the first place, I know that they have always been helpful and friendly, but i get very anxious all the same..daft eh?

Hi I am Sue and new to this site. I didn't know anything like this existed until I came by it by accident. I have had my iva just over a year now and I think I'm doing ok. I am planing to move in with my partner at the end of January and I am wondering if F Jones will want his financial details - he...

Hi I'm Sue and I have just discovered this site. I have had my iva for just over a year now, it's not easy but I am glad I have things sorted and I can manage. I am with Freeman Jones , who I have found to be helpful, but would be grateful if I could get any help and and advice from anyone going thr...