Hi, I completed my IVA sept 2010 with a full and final settlement. I have lived within my means and re built my credit profile over the last few years. However I am currently under taking a SC review for my job. I have almost filled it in and have been honest about declaring my iva in the form. I wa...

I was wondering if i could get some advice on my chance of being able to get a joint mortgage with my girlfriend or my options if you think this is unlikely. Also any advice towards being able to help my chances of being able to get one. My situation is : I divorced in 2008 and was left a lot of deb...

I completed my iva with a full and final settlement. And received my completion certificate Novemeber 2010. I am now trying to rebuild my credit rating. I was going to apply by post to the three credit reference agencies to obtain my credit file. In ordert to check that the defaults have been remove...

I have recently completed my iva 3 years early after having a full and final settlement excepted. I am now looking to the future and trying to make plans to re build my credit score. I have recently moved in with my girlfriend and we are starting to save for our own home in the future. I am just aft...

I am currently entering my third year of a Iva. i have been told that i have earned extra money due to a increment rise in my wages over the last two years. so i am paying 50 percent of this into my Iva. I have been told that this does not come of my iva amount. So where does this money go and why d...

if there is a surplus my parents have offered to help me end my iva but there funds are limited. Would they be able to make an offer of a full and final settlement on the remaining surplus. to finally try to end my iva?

Thanks for replying. I have been told it isnt a windfall and i have done a little research and have seen people quoting you can have savings if you make them from your allowances.i am not after saving as i just want to pay of my iva early with anything i can manage to scimp and save from theses allo...

there is a chance i may be able to work abroad for a short period of time and i would receive the following allowances seperate to my pay. A food allowance a overseas allowance and a working away allowance due to the high cost of living in this country. I intend to try and live by the bare minium an...