Just wondered if anyone else has had this situation. We finished after 6 years our IVA last April 2016. Completion certificate received 8 months ago. Came home today to a statement from an old loan which was included in the IVA. Not sure if we should just ignore it but it states that the interest ch...

Hi all just wanted a bit of advice can't quite believe I have got to my 2nd review however this time it's not been so plain sailing. My job is under along with others a period of consultation which I was aware would be happening which could end with me losing my job or a pay cut.I have been doing my...

Congratulations, I know how pleased you must be. I am an adopter myself and have a young child. It's very difficult if you are open as somebody suggested and asked for help some local authorities would see that as a negative, our certainly did with another couple I know. We were starting to sink whe...

I received an email apparently the report was sent a while ago. A new one is being sent, I only hope that our P60's weren't with the report as it never arrived. I also hope that the payments did not go up or if they did it is not too large as we would then be in arrears. Just slightly worried to say...

Thanks I thought that too, I will email and see what happens.

We have had a holiday last year and this year through the sun, yes it's a caravan holiday but we have been abroad both times to Holland. We use our tesco vouchers for our ferry. The petrol and food is no more than our allowance. We have gone in May both years which is just after mine and my husbands...

Hi all just a quick querie I was emailed and posted my review paperwork in March. I completed this and we were contacted as I was one payslip down which I still can't find but mine and my husbands p60's arrived in April so I sent those into the company. Our IVA was approved April 2010. We have heard...

Congratulations from me too [:)]

Good luck fingers crossed for a positive post on Thursday [:)]

Can't believe they are still at it Mercers have rung again IVA accepted a week ago today I wrote about my first phone call above. Stupidly I thought that would be it but oh no yesterday I took another call from them I instantly said I have had my IVA approved and you should not be ringing me the lad...

Congratulations and well done to Mel's team. Good luck for the future.

Good luck debtfree wannabee for tomorrow [:)]

Good luck to both of you, please let us know how you get on. [:)]

I just did lol it's Melanie, I am not too worried or bothered it was more the way he was talking AT me and was on the phone for ages and at tea time. Thanks all I look forward to the day I can answer the phone to people I really want to talk to.[:D]

After having a successful creditors meeting on monday our IVA was approved. Today at 8.30am I missed a call from Mercers. At 5.30pm they rang again and I managed to speak to the man that was calling. He started with security checks and then informed me he wanted £480 today as payment. I informed him...

Thank you everyone [:)]