Presumably they will ask me to send them at the end of the conversation. Can't see how that saves time though.

Hello,

Nationwide were hassle free for me. Includes on-line banking.

Hi. Searched a lot of the forum but still unsure. 2 queries - I am 20 months in and paying 1k per month on debt of just under 100000 (seems high compared to most on these sites!) Is there a ceiling percentage of how much is paid in? Also, If someone was luck enough to gain a windfall, can the IVA be...