hello,started my iva in 2009, i made my last iva payment in feb 2016, recieved my completion certificate 6 weeks later, my name has been removed from the insolvency register, i have checked experian,call credit and equifax and all have excellent scores and no record of my iva, just want to know if i...

thanks for your reply, we own it.

Could someone please explain what a full and final is? i pay 447 amonth and have 10 payments left to go, our circumstances will have channged by the end of the year which will mean struggling to pay our iva,if we offered 447x10 would this be acceptable??we are with dfd!

thanks for any advice

i'm with DFD

Hi there, happy new year everyone, i have recieved a letter today from our iva company about trying to release equity. it says following a review of your case it may be possible to realease equity to allow us to contact your creditors with a view to successfully concluding your iva earlier than anti...

Hi my husband should be getting a big bonus next year and we were wondering if we offered half would it be accepted as a ful and final? In December we go into year 5 of our iva, just want it to be all over now as every month is a struggle with bills all going up!!

Thanks

Hi, this November will be the end of our 4 th year in our iva, what happens in year 5, will our company contact us about trying to remortgage ? If we cannot remortgage can we do a f&f so we can finish at the end of year 5?
Hope this makes sense!!

Hanks[:)]

Hi all, happy new year to you all, we have 23 payments to go in our iva paying 447 a month, what do you think they would accept for a f&f ??

Thanks

Hi could anyone tell me the address to send back review paper work for debt free direct? its impossible to get through to them on the phone or via email!!
Many thanks

congrats to you, we are with dfd and all going smoothly, can't belive i'm halfway through!Time flys with less worry

Thanks for answer both questions today michael peoples

Hi forgot to write this question on my last post, if we wanted to do a F&F offer what do you think would we need to offer? we pay £447 a month and are half way through our iva.

Thanks again

Hi just wondered if you get personal injurys payout does it all go towards your iva? if so does it make any diffrence to the iva payments?? if that makes sense?

Thanks and hope everyones iva's are all going ok

Hi all, hope everyone's iva is going ok, just need to ask a question, i am with debt free direct and have just had my review reminder through the post, do you think it would be ok to send back in 2 weeks time as i am going away tomorrow to get married and don't have all the info to send back? i have...

Hi all, just need some advice please, i am on maternity leave at the mo and due to go back to work in oct,the problem is my son is starting school in september from 9am till 3pm and my boss wants me to do 9am till 6pm!! well i can't do that as we would have to pay 600 pounds childcare costs for the ...