An update on my situation. My car was collected this morning, but there is good news. Duncton couldn't finance my car as I owed less than £10000, but I have got a car through them which came this morning! I have a payment break and managed to scrape the deposit together. So I haven't had to give up ...

I have taken your advice and asked for a payment break and the I.P. is looking into it and Duncton have agreed to finance me, so that's good news. But....reading the smallprint on my HP agreement it looks like I am liable for the outstanding balance once my car has beeen sold. The difference between...

My car is a renault. When I spoke to the manager at RCI she was very unsympathetic when I explained I would have to leave my job. She wasn't interested in the payments I have made and how I have never missed one, only that I am high risk now. Shw wasn't happy that I had insisted on speaking to a man...

Bad news I'm afraid. I have spoken to a manager and they have read my documents, but the decision still stands. They collect my car at the end of the month. This is my second car with RCI and I have never defaulted on a payment but I am too risky with 4 years of payments to go. So, I will have to le...

Thanks for your replies. I have sent my information off and tried ringing and asking to speak to a manager but they won't put me through. They will look at the information I have sent in and get back in touch with me. It's worrying waiting as I will have to leave my evening job and that will affect ...

Hello This is my first time on this forum. I read it all the time, but I would like some advice please. My IVA started in Dec 2009 and I have a car on hp. The monthly payments were agreed by my creditors and included in my outgoings. I received a letter yesterday from the finance company saying as I...